Calculating the $400 Cash Offer
§Up to $400 in value is calculated as follows: Offer 1) $300 Cash + Offer 2) $50 Cash + Offer 3) $50 Cash = $400 total cash value.
Offer 1) Earn $300 Cash upon opening a new TD Unlimited Chequing Account or TD All-Inclusive Banking Plan between February 1, 2023, and May 31, 2023, and complete the qualifying criteria in accordance with Offer 1 below.
Offer 2) Earn $50 Cash when a New Chequing Account customer (Defined as the new to bank Chequing Customer in Offer 1) opens a new TD ePremium Savings Account or TD Every Day Savings Account by May 31, 2023, and meets the qualifying criteria as set out in accordance with Offer 2 below.
Offer 3) Earn $50 Cash when a New Chequing Account customer applies, is approved and adds Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection (Pay As You Go Overdraft Protection is not available for Quebec residents) to the New Chequing Account by May 31, 2023, and meets the qualifying criteria in accordance with Offer 3 below.
Offer 1: Chequing $300 Cash T&Cs
† The $300 cash offer is available to Canadian residents that do not have an existing TD Chequing account, that are the age of majority at time of account opening in their province or territory who:
- Open a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan between February 1, 2023, and May 31, 2023, and
- 通过新支票账户完成下列任意两项操作：
- I. Set up a recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Chequing Account before July 26, 2023. 直接存款的频率必须为每周一次、每两周一次、每月一次或每月两次。
- II. Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before July 26, 2023.
- III. Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the New Chequing Account before July 26, 2023.预先授权账户扣款的频率必须为每周一次、每两周一次、每月一次或每月两次。
所设立的周期性直接存款是否适用于本优惠，须经我们批准。
The following are not eligible for the $300 Cash offer:
- Customers who already have a TD Chequing account that was closed on or after February 1, 2022; or
- 曾于2020、2021、2022年享受过任何支票账户优惠；或
- TD员工或与TD员工共同拥有联名账户的任何TD客户。
对于任何新的联名支票账户，新支票账户的至少一名账户持有人必须达到资格要求。每名客户及每个新支票账户限获一次$300的现金优惠。
The $300 cash will be deposited to the new Chequing Account within 12 weeks of all conditions being met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $300 is deposited to the New Chequing Account.
我们可以随时更改、延长或取消$300现金优惠。此项优惠不能与同一产品的其他优惠或任何折扣同享，加拿大新移民理财组合除外。除非另有说明，否则所有金额均为加元。其他条款可能适用。
For information about Chequing Account transactions and a complete list of account fees, see About Our Accounts and Related Services.
Offer 2: Savings $50 Cash T&Cs
◊ The $50 Savings account cash offer is available to Canadian residents that are the age of majority at the time of the New Savings Account opening in their province or territory. To earn the $50 cash offer, a New eligible TD Chequing account customer must:
- Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between February 1, 2023, and May 31, 2023, and
- Open a new TD ePremium Savings Account or TD Every Day Savings Account (the New Savings Account) by May 31, 2023, and
- 通过新储蓄账户完成下列操作之一：
- 开通预先授权转账服务，并且首笔交易在2023年7月26日前处理。 The Pre-authorized Transfer Service must occur either weekly, biweekly, monthly, or twice per month.
- 开通易储蓄，并在2023年7月26日前完成首次交易。
The following are not eligible for the $50 Savings account cash offer:
- Customers who already have a TD Savings account as of January 31, 2023, or
- Customers who had a TD Savings account that was closed on or after February 1, 2022, or
- TD员工或与TD员工共同拥有联名账户的任何TD客户。
The $50 cash will be deposited into the New Chequing Account within 12 weeks after all conditions have been met, provided that the New Chequing Account and New Savings Account are still open, in good standing, with all conditions continuing to be met.对于新开设的联名储蓄账户，必须至少有一位新储蓄账户持有人满足资格要求。 Limit of one $50 cash offer per customer per New Savings Account. For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
优惠3：透支保障服务（ODP）$50现金条款与条件
∞The $50 cash offer for Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection (ODP) is available to Canadian residents that are the age of majority in their province or territory at the time of the approval of the ODP. To earn the $50 cash offer, a New Chequing Account customer must:
- Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between February 1, 2023, and May 31, 2023, in accordance to Offer 1, and
- Apply, be approved, and add Overdraft Protection service (Pay As You Go Overdraft Protection is not available for Quebec residents) to the New Chequing Account by May 31, 2023, and
- Keep the new Overdraft Protection service, active and in good standing for 30 days after approval.
- 本优惠不适用于：
- Customers who already have a TD Chequing Account with Overdraft Protection service in place on January 31, 2023, or
- TD员工或与TD员工共同拥有联名账户的任何TD客户。
The $50 cash will be deposited to the New Chequing Account within 12 weeks after all conditions have been met, and the Overdraft Protection is still open, in good standing, with all conditions continuing to be met. Limit of one $50 cash offer per customer per New Chequing Account with Overdraft Protection.对于任何属于联名账户的新支票账户，新支票账户的所有账户持有人都必须符合ODP资格要求。每个账户持有人都必须达到居住省份的法定成人年龄方可申请ODP，并且需要通过信用审批。
TD无限交易支票账户和TD全面理财服务计划的月度透支保障计划服务费为每月$5。按次收费透支保障费用为每次符合条件的透支交易$5.00（每日上限为$5.00，不限透支交易的次数）。透支金额需支付21%的年利率。 ODP fees and interest rate are current as of May 24, 2022, unless otherwise indicated and subject to change. For more information and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
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