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Today's Mortgage Rates1

Explore our mortgage solutions from closed or open mortgages with fixed or variable rate options to find the right mortgage rate for you. Understanding mortgage interest rates and Annual Percentage Rate (APR) can be helpful for saving in the long term.

Our Special Mortgage Rates

Term

Special Rate 2

APR 3

3 Year Fixed Closed

%
(Posted Rate: %)

%

5 Year Fixed Closed

%
(Posted Rate: %)

%

5 Year Fixed Closed High-Ratio4

%
(Posted Rate: %)

%

5 Year Variable Closed5

% (TD Mortgage Prime Rate
% %)
(Posted Rate: TD Mortgage Prime Rate)

%

TD Mortgage Prime Rate is %

TD Mortgage Direct

Looking for tailored advice ASAP? Simply answer a few questions and TD Mortgage Direct will quickly match you with a Mortgage Specialist.

A TD Mortgage Specialist can help you:

  • Understand fixed vs variable rate options and choose what works for you.
  • Find a rate that works for you and switch to TD from another financial institution.
Request a call

See how your mortgage rate impacts home affordability

Why get a TD Mortgage?

  • Fast access to personalized advice

    Looking for tailored advice ASAP? Simply answer a few questions and TD Mortgage Direct will quickly match you with a Mortgage Specialist.

  • Speed up or slow down your payments

    Pay up to 15% of the principal amount on a closed mortgage annually, or 100% on an open mortgage, without prepayment charges. Or request to skip the equivalent of one monthly payment if needed7. Learn more about TD's Flexible Mortgage Payment Features.

  • Competitive rates

    We offer a range of mortgage options at competitive rates and with a pre-approved mortgage, we can hold your rate for 120 days8.

TD Mortgage Protection

No matter which type of TD Mortgage you select, consider TD Mortgage Protection. This optional insurance can reduce or pay off the outstanding balance on your TD Mortgage if, for example, you should pass away or suffer a covered critical illness.11

Get comfort knowing your interest rate won't increase over the term you select.

A fixed rate mortgage offers stability, and with it, peace of mind. Once you’ve selected your term, you can be assured your interest rate won't change for that period of time.

You can choose the term length: 6 month, 1, 2, 3, 4, 5, 6, 7 or 10 years. 

Term

Rate6

6 Month Convertible Mortgage

Posted rate: %
APR 3: %

1 Year Open Mortgage

Posted rate: %
APR 3: % 

1 Year Fixed Closed

Posted rate: %
APR 3: %

2 Year Fixed Closed

Posted rate: %
APR 3: %

3 Year Fixed Closed

Posted rate: %
Special Rate 2: %
APR 3: %

4 Year Fixed Closed

Posted rate: %
APR 3: %

5 Year Fixed Closed

Posted rate: %
Special Rate 2: %
APR 3: %

6 Year Fixed Closed

Posted rate: %
APR 3: %

7 Year Fixed Closed

Posted rate: %
APR 3: %

10 Year Fixed Closed

Posted rate: %
APR 3: %

Mortgage interest rates FAQs

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Other ways to connect

  • TD Mortgage Direct

    Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.

    Request a call

  • Book an appointment

    Visit a branch at a time that's convenient for you.

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Find a rate that works for you

Request a call
Request a call

Find a rate that works for you

Request a call