1 价值高达$690的迎新奖励、节省和优惠的计算方式如下：
- TD Student Chequing Account Offer3: Earn $125 in cash when you start by opening a new TD Student Chequing Account3 ("New Student Chequing Offer") AND Complete any two of the following with your new TD Student Account before July 31, 2026:
- 设置雇主或政府的周期性直接存款。
- 为Interac e-Transfer®电子转账设置自动存款，并完成一次金额至少为$50的e-Transfer电子转账汇款或收款。
- 使用带Visa* Debit标记的TD易通卡进行一次网上消费。
- 在符合资格的TD储蓄账户中开通预先授权转账服务或易储蓄服务
- TD Cash Back Visa* Card Student Offer5: Up to $100 in Cash Back Dollars when you open a new TD Cash Back Visa* Card by May 4, 2026.5 Conditions apply.5^ Eligible for students only.
- TD Direct Investing Account Student Exclusive Offer6: Students who open a NEW TD Direct Investing account can get up to $250 in value in their first year. This includes a $50 cash reward, up to 10 commission-free trades (up to $9.99 per trade), and a rebate on maintenance fees for the first year (up to $100). After that, students under 26 can receive a 50% commission rebate on trades.
- TD国际汇款优惠7：每年价值高达$105优惠的计算依据是在12个月内通过TD国际汇款进行七次Western Union®汇款 (Western Union® Money TransfersSM)，且每次汇款的费用最高为$15。您必须达到优惠说明中规定的资格条件。转账费用金额是动态的，可能会发生变化。外币汇率仍然适用。参与转账的其他银行可能会向资金接收者收取额外费用。
- International Student Exclusive Bundle Offer 8: Earn $50 in cash when a New Student Chequing Account customer (as defined in the TD Student Chequing Account Offer) opens a new TD Every Day Savings Account, TD GrowthTM Savings Account, or TD ePremium Savings Account (each a "New Savings Account") AND applies, is approved for, and opens a new TD Credit Card in accordance with the International Student Exclusive Bundle Offer below8.
- Monthly Overdraft Protection Service Saving on the TD Student Chequing Account9: $60 in savings with no monthly fee for the TD Monthly Plan Overdraft Protection service set up on a TD Student Chequing Account (regular $5 monthly fee for Monthly Plan Overdraft Protection)9
All amounts are in Canadian dollars.其他条款可能适用。所有优惠都取决于满足相应优惠条款和条件中列出的标准。
2 如要达到国际留学生理财组合的资格要求，您必须：
- Be the age of majority at the time of account opening in your province or territory of residence,
- Provide your unexpired Study Permit from the Government of Canada (e.g., IMM Form 1442, 1208, 1102),
- Be a full-time post-secondary student enrolled in an accredited university or college in Canada with Proof of Enrollment (Proof of Enrollment is a document that has been issued by the school and contains the student's name, the name of the University or College, program, and year of study). 可接受的入学证明包括：
a. a tuition invoice or statement of account from the school for the current period of study,
b. a detailed timetable (current or upcoming period of study),
c. letter from Registrar’s office verifying enrollment.
d. Transcripts displaying the school's name, student's full name, student type and the semester of study on school's letterhead.
- 对于在魁北克省学习的学生，除上述文件外，还必须提供魁北克接收函（CAQ）。如果您有纳税人识别号（TIN）且之前未提供此识别号，则必须在到访期间提供。
并提供以下1种个人身份证件：
注：银行可能接受或可能需要您提供其他身份证件。请亲临TD分行了解详情。
3 TD Student Chequing Account Offer: The TD Student Chequing Account Offer is available to individuals qualifying as International Students who are full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere and that are the age of majority at time of account opening in their province or territory of residence. Eligible customers can earn $125 in cash by opening a new TD Student Chequing Account ("New Student Chequing Account") and completing the required actions:
- Open a New Student Chequing Account between November 6, 2025, and May 4, 2026.
- Earn $125 by completing any two of the following activities by July 31, 2026:
i. Set up a recurring Direct Deposit from your employer or the Government.直接存款的频率必须为每周一次、每两周一次、每月一次或每月两次。所设立的周期性直接存款是否适用于本优惠，须经我们批准。
ii. Set up Autodeposit for Interac e-Transfer® and send or receive one e-Transfer of at least $50.
iii. Make an online purchase using your TD Access Card with Visa* Debit.
iv. Set up a recurring Pre-authorized Transfer Service or Simply Save from the New Student Chequing Account to a TD Every Day Savings Account or TD ePremium Savings Account.周期性预先授权转账可以是每日、每周、每两周或每月一次。 Simply Save can be daily, weekly, or bi-weekly of any amount between $0.50 to $5.00.
如要了解有关交易的更多信息以及账户费用和透支保障服务费用的完整列表，请参阅关于我们的账户和相关服务。
Eligibility Restrictions:
本优惠不适用于：
- Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of November 6, 2025;
- Customers who had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after November 6, 2024;
- Customers who open a TD Chequing Account on or after November 6, 2025, but change the account to a type other than the TD Student Chequing Account before this offer is fulfilled;
- Customers who received any Chequing Account offers from TD from 2023, 2024, 2025; or
- TD员工或与TD员工开立联名账户的任何客户。
Fulfillment:
- The $125 cash will be deposited into the New Student Chequing Account within 12 weeks after all required conditions have been met.
- At the time of fulfillment, the New Student Chequing Account must be open, in good standing, and all conditions continue to be met.
Additional Terms & Conditions:
- 对任何属于联名账户的新学生支票账户，新学生支票账户必须至少有一名账户持有人符合资格要求。
- Limit of one $125 cash offer (TD Student Chequing Account Offer) per New Student Chequing Account and per customer.
- We can change, extend or withdraw this offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product unless otherwise indicated.
如要了解有关交易的更多信息以及账户费用和透支保障服务费用的完整列表，请参阅关于我们的账户和相关服务。
4 TD Savings Account Offer – Earn 4% Bonus Interest Rate for 90 Days:
Eligible customers can earn an additional 4% Bonus Interest Rate for 90 days on deposits in a new eligible TD Savings Account - on any balances up to $1,000,000.00. The Savings Deposit Offer is available to individuals qualifying as International Students that are the age of majority at the time of account opening in their province or territory of residence. To qualify, you must:
1. Open a New Student Chequing Account
Open a New Student Chequing Account between November 6, 2025 and May 4, 2026, and
2. Open a New Savings Account
Open a new TD Every Day Savings Account, TD Growth Savings Account or TD ePremium Savings Account (each a "New Savings Account") by April 3, 2026;
3. Deposit Funds to Earn an Additional 4% Bonus Interest Rate for 90 Days
Starting on the 15th business day after the date the New Savings Account is opened, the account will earn a bonus interest of 4 % per annum on any balances up to $1,000,000.00 for 90 days in addition to the current applicable posted interest rate for the selected TD Savings Account.
- The Bonus Savings Interest Rate applies only to funds deposited into the New Savings Account.
- The Bonus Savings Interest Rate is an annual interest rate. It is calculated each day, based on the Daily Closing Balance on that day, and paid monthly.
- If the New Savings Account is opened on a statutory holiday or Sunday, the Bonus Savings Interest Rate period will begin 15 business days after the first business day after the New Savings Account is opened. After 90 days, only the posted interest rate will apply.
- 如需了解最新公布利率、利息计算方法及每日日终余额的相关说明，请参见关于我们的利息计算。
Eligibility Restrictions
This offer is not available to:
- Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of November 5, 2025;
- Customers who already had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after November 6, 2024;
- Customers who open a New Student Chequing Account on or after November 6, 2025, but change the account to a type other than the TD Unlimited Chequing Account before this offer is fulfilled;
- Customers who already have a TD Savings Account as of November 5, 2025;
- Customers who had a TD Savings Account that was closed on or after November 6, 2024;
- Customers who received any TD Savings Account offer from TD in 2023, 2024, 2025; or
- TD员工或与TD员工开立联名账户的任何客户。
Fulfillment:
- The Bonus Savings Interest will be calculated separately and will be credited to the New Savings Account monthly for a period of 90 days (3 months), provided that the New Student Chequing Account and the New Savings Account are still open, in good standing, and all conditions continue to be met at the time of fulfillment.
Additional Terms & Conditions:
- 对于新开立的联名储蓄账户，必须至少有一位新储蓄账户持有人满足资格要求。
- There may be tax implications associated with the Bonus Savings Interest.客户应咨询其个人税务顾问了解更多信息。
- Interest rates may change without notice.
- 我们可以随时更改、延长或撤销此优惠。
如要了解有关交易的信息以及账户费用的完整列表，请参阅关于我们的账户和相关服务。
5 TD现金返还Visa*卡优惠条款与条件：
除非另有说明，信用卡年利率、费用和功能自2025年4月30日起生效，并可能随时变动。
Limited Time Offer ("Offer"): This Offer starts on November 6, 2025 and ends May 4, 2026 (the "Offer Period") and is only available to those student Cardholders of a new TD Cash Back Visa* Card ("Account").账户必须在2026年5月4日前开通。
Earn $100 in Cash Back Dollars when you spend $1,000+ in the first 3 months; applied to your Cash Back Dollar balance after the 3 months as a one-time payout.相关条款适用。^, Δ
在优惠期间以及现金返还奖金入账时，请确保您的账户保持开通、活跃，且信用良好。 To earn $100 Cash Back Dollar to the TD Cash Back Visa* Card, you must make $1000 in Purchases on your account within 90 days of Account opening ("First 3 Months").您可以兑换现金返还奖金来帮助支付账户欠款。
优惠可能随时变更、撤销（魁北克除外）或延长，除非另有规定，否则不能与任何其他优惠同享。现金返还奖金将在满足优惠条件后的8周内记入您的账户。此优惠不适用于以下客户：(1) 在优惠期之前已激活TD现金返还Visa*信用卡账户的客户，(2) 将其现有的TD信用卡转为TD现金返还Visa*信用卡账户的客户，或 (3) 在过去12个月内注销过任何TD信用卡的客户。
我们保留对任何人开立账户的数目以及向其发放现金返还奖金的次数实施限制的权利。关闭账户或转至其他TD信用卡可能会导致尚未发放的现金返还奖金作废。
此优惠仅适用于以下人群：(1) 在加拿大或其他地区的正规大专院校就读的高等院校全日制学生，(2) 为加拿大居民，(3) 无现有TD信用卡账户，并且 (4) 在申请TD现金返还Visa*卡时将“学生”作为职业的申请人。
请参阅您的披露声明和持卡人协议，以获取有关年利率的更多详细信息，包括我们如何收取利息以及如何为消费还款。
仅限魁北克省
主要持卡人承担账户所有费用，包括任何附属卡用户产生的费用。账户最多可添加3位附属卡用户。
(i) 年费：在您首次使用信用卡后的第一份银行对账单中收取，并在之后每年的同一月份收取。
(ii) 账单周期/对账单结算期：可从一个月内的任何日历日开始，长度不固定，但一般约为一个月。
(iii) 宽限期：如果您在付款到期日之前全额支付当前银行对账单上的欠款，则您可以享受至少21天的免息宽限期。信用卡提现（包括余额转账、类似现金交易和TD Visa支票）无免息宽限期。
(iv) 最低还款额：最低还款额以新余额的5%或$10两者中较高者为准，外加任何当前逾期总额和超过您信用额度的金额。如果新余额低于$10，则最低还款额等于新余额。
(v) 利息费用实例
30天账单周期的利息费用实例
|
年利率
|
平均每日余额
|
$100
|
$200
|
$1,000
|
消费
|
21.99%
|
$1.81
|
$3.61
|
$18.07
|
信用卡提现
|
21.99%
|
$1.81
|
$3.61
|
$18.07
|
购物默认利率
|
26.99%
|
$2.22
|
$4.44
|
$22.18
|
信用卡提现默认利率
|
27.99%
|
$2.30
|
$4.60
|
$23.01
|
^ 账户必须开立且信用良好，才能赚取和兑换现金返还奖金。可应要求随时兑换现金返还奖金，兑换金额 $25 起。如果每年兑换一次现金返还奖金，则每年的奖金赚取周期自开始使用此卡进行消费之时起计，至下一年该账户的一月份计费周期止，之后每年的奖金赚取周期将从该账户的一月份计费周期起计，至下一年的一月份计费周期止。收到兑换指示前，现金返还奖金将持续累积。每年可赚取的现金返还奖金不设最高金额限制。如要了解有关如何兑换现金返还奖金的完整详情，请参阅《TD现金返还Visa卡持卡人协议》 (www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp) 中的“TD现金返还计划条款与条件”部分。
6 TD Direct Investing Account Student Exclusive Offer Terms and Conditions: Students who open a NEW TD Direct Investing account can get up to $250 in value in their first year. This includes a $50 cash reward, up to 10 commission-free trades (up to $9.99 per trade), and a rebate on maintenance fees for the first year (up to $100). After that, students under 26 can receive a 50% commission rebate on trades. The offer is open to Canadian residents who are at least the legal age in their province and are 25 or younger when they apply. It runs from November 6, 2025 to May 4, 2026. Please check the full terms and conditions for details.
Eligibility: Open a new TD Direct Investing account by May 4, 2026, and maintain a TD Student Chequing account. This offer applies to individuals aged 25 years or younger at the time of application.
Eligible "Account(s)" for the Direct Investing Student Offer:
- Cash (Single account holder)
- 免税储蓄账户 (TFSA)10
- 首次购房储蓄账户 (FHSA)10
- 注册退休储蓄计划 (RRSP)10
- 保证金
- 国际留学生仅可开立现金账户 (个人)
不符合此优惠条件的账户：
- 任何非个人账户
- 注册教育储蓄计划（RESP）11
- 自管锁定退休账户 (LIRA)10
- 自管锁定退休储蓄计划 (LRSP)12
- 退休收入基金 (RIF)10
- 终身收入基金 (LIF)10
- 注册残障储蓄计划 (RDSP)10
- TD Easy Trade'" is not eligible for this offer.
如要享受此优惠，客户必须：
- Open a new TD Direct Investing account.
- Open a new or maintain an existing TD Student Chequing account.
- Initiate funding within 30 days of opening.
- Be the age of majority in their province or territory at time of account opening.
- 必须是加拿大的合法居民。
- 满足以下要求。
如何满足优惠条件：
1. Open a new TD Direct Investing account by May 4, 2026.
o This offer may not be combined with any other TD Direct Investing promotions. No promo code is required (promo field must be left blank).
2. To qualify for the Cash reward, initiate a transfer of $1,000 or more in investable assets or cash from one or more financial institution(s) that are unassociated with TD Bank Group ("Qualifying Assets") to the new eligible account(s) by May 31, 2026.
o Transfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, TD Wealth Private Investment Counsel, TD Wealth Private Banking, and TD Wealth Private Trust accounts are not included in the Qualifying Assets.
o Transfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts are not included in the Qualifying Assets.
o Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of a new account. 任何美元余额均将换算为加元以确定是否符合优惠资格。
o Where a client opens multiple new accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the new accounts.
3. To receive commission trade rebates, clients must make their first 10 eligible trades in a new account within 12 months of opening. Rebates (up to $9.99 per trade) apply only to self-serve online full or partial share trades; phone trades with an Investment Representative are excluded. Up to 10 commission rebates cover Canadian and U.S. equity, ETF, and option trades with commission charges. For options, only the flat commission is rebated; per-contract fees still apply. Fixed income, mutual funds, trades outside U.S./Canada markets, and new issues do not qualify for this offer.
4. A 50% rebate on subsequent commission trading fees will be applied following the completion of the first 10 commission trades or after 12 months from opening a TD Direct Investing account, whichever occurs first. This discount is available only for self-serve full and partial share trades executed electronically. Eligibility for rebates ends when the client becomes 26 years of age.
5. Maintenance fees charged to the account will be rebated on a quarterly calendar basis during the first 12 months after the account is opened.
6. If the client turns 26 within the first year, rebate promotions stay active until the end of that 12-month period.
7. To remain eligible for all discounts on the TD Direct Investing account, clients must maintain a TD Student Chequing account in good standing and be 25 years of age or younger.
Clients requiring assistance to register or otherwise apply for this Offer should ask for assistance at a TD Canada Trust branch or contact an Investment Representative at 1-800-465-5463.
Additional Terms & Conditions:
- To receive the reward, a client must keep the account in good standing until the offer payout date. Good standing requires account to not go into a debit position or into a margin call.保证金账户可存在借贷结余。
- TD Direct Investing account must be linked to the profile within the retail banking division of The Toronto-Dominion Bank (TD Canada Trust).您可以随时联系道明自管投资以变更关联。
- 道明银行集团的员工不符合优惠资格。
- 本优惠不可转让。
- 优惠、返还和折扣可能随时更改、延长或取消，恕不另行通知。
- 此优惠不得与任何其他道明自管投资优惠同享。
- 已通过任何先前促销活动获得奖励或符合其资格的资产，将不计入本次奖励的有效资产。这其中也包括在过去12个月内被转出并随后转回的资产。
- TD Direct Investing reserves the right to refuse the provision of any rewards and benefits under this Offer if it determines you have violated the terms as set out above.
- 可投资资产不包括任何限制交易、遭停牌的证券，或未能提供道明自管投资认可的独立现值评估的非上市证券。
- Where a client transfers assets into multiple accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the accounts.
- Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of an account(s).美元余额均将换算为加元以确定是否符合优惠资格。
- 现金奖励可能产生税费。客户应咨询其个人税务顾问以获取更多信息。对于注册计划，现金奖励将直接发放到计划账户，不会被视为供款。
- Interest, dividends, standard market fluctuations, and account fees will be excluded from calculations used to determine if an account qualifies for the reward.
- Commission fees will be rebated to the new accounts which were charged the commission on a first in first out basis from the date the account is opened.
- Terms of Offer Payment:
- The cash reward will be paid in CAD to the eligible client's account by July 15, 2026. If Qualifying Assets are transferred to one account, the full reward goes there; if transferred to multiple accounts, the reward is divided proportionally based on the value transferred into each.
- Terms of trading fee rebates:
- Up to 10 full or partial share trade commissions will be rebated (up to $9.99) and subsequent trades will be rebated at a discount of 50%.仅电子方式完成的自助交易才满足资格条件。请查阅我们网站的费用与定价信息。
- TD Direct Investing applies commission rebates for eligible trades to new accounts by the last business day of each month, beginning the month after account opening. If the last day falls on a holiday, rebates are processed within the following two business days.
- Terms of Maintenance Fee rebates:
- Should a quarterly maintenance fee be applied to the account, the fee will be reimbursed on a quarterly calendar basis (up to $25 per quarter) during the first year following the account opening.
7 TD Global Transfer Offer Terms & Conditions: The International Student TD Global Transfer offer is available to individuals who qualify for the International Student Banking Package and open a New Student Chequing Account. Starting the month the New Student Chequing Account is opened, Western Union® Money TransferSM fees charged to the New Student Chequing Account will be credited back to the New Student Chequing Account within 45 days of the effective date of the transaction for each eligible TD Global Transfer transaction, up to a 12-month period. Only transfers completed from the New Student Chequing Account using the following transfer methods are eligible for the offer:
Western Union® Money TransferSM (西联汇款)
Western Union®费用金额取决于汇款金额。 The New Student Chequing Account must remain open and in good standing to be eligible for this offer.
外汇和其他银行费用仍然适用。如果您以不同于您账户货币的货币汇款，您将按照我们设定的汇率从我们这里购买另一种货币。费用以汇款账户的货币计算。参与转账的其他银行可能会向资金接收者收取额外费用。如需了解费用详情，请访问http://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp。
如要了解有关TD国际汇款的详细信息，请参阅：https://www.td.com/ca/en/personal-banking/how-to/international-money-transfer/td-global-transfer/。优惠可能随时变更、撤销或延长，除非另有规定，否则不能与任何其他优惠同享。
8 International Student Exclusive Bundle Offer :
The $50 cash offer is available to individuals qualifying for the International Student Banking Package that are the age of majority at time of account opening in their province or territory. Eligible customers can earn $50 in cash by bundling a New Student Chequing Account, New Savings Account, and an eligible new TD Credit Card, and completing the required activities within the specified timelines:
1. Open an eligible New Student Chequing Account
- Open a New Student Chequing Account between November 6, 2025 and May 4, 2026, and
2. Open an eligible New Savings Account and complete one activity
- Open a New Savings Account by June 4, 2026.
- Complete one of the following activities with the New Savings Account, with the first transaction processed within 30 days of opening the New Savings Account:
i. Set up a pre-authorized transfer service.预先授权转账服务的频率必须为每周一次、每两周一次、每月一次或每月两次。
ii. Set up Simply Save.
3. Open an eligible New TD Credit Card
- Apply, be approved for, and open a new TD Cash Back Visa* Card, TD Cash Back Visa Infinite* Card, TD Rewards Visa* Card, TD Platinum Travel Visa* Card, TD First Class Travel® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Credit Card, TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Infinite Privilege* Credit Card, TD Low Rate Visa* Card (a "New TD Credit Card") by June 4, 2026.
The New TD Credit Card must be kept open, active and in good standing for at least 60 days from the date of opening.
Eligibility Restrictions
This offer is not available to:
- Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of November 5, 2025;
- Customers who had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after November 6, 2024;
- Customers who open a New Student Chequing Account on or after November 6, 2025, but change the account to a type other than the TD All-Inclusive Banking Plan or TD Unlimited Chequing Account before this offer is fulfilled;
- Customers who already have an existing TD Savings Account as of November 5, 2025;
- Customers who had a TD Savings Account that was closed on or after November 6, 2024;
- 曾于2023、2024、2025年享受任何由TD提供的储蓄账户优惠；或
- TD员工或与TD员工开立联名账户的任何客户。
- Customers who are a Primary Cardholder of a personal TD Credit Card as of November 5, 2025.
- 过去6个月内激活和/或关闭过个人TD信用卡账户的客户。
Fulfillment:
- The $50 cash offer (International Student Exclusive Bundle Offer) will be deposited to the New Student Chequing Account within 12 weeks after all required conditions have been met, provided that the New Student Chequing Account, the New Savings Account, and New TD Credit Card are still open, in good standing, and all conditions continue to be met at the time of fulfillment.
Additional Terms & Conditions:
- For any New Savings Account or New Student Chequing Account that is a joint account, at least one account holder must meet the eligibility requirements.
- Maximum of one $50 cash offer (International Student Exclusive Bundle Offer) per New Savings Account and New TD Credit Card.
- Limit of one cash offer per customer.
- 我们可以随时更改、延长或取消此现金优惠。
如要了解有关交易的信息以及账户费用的完整列表，请参阅关于我们的账户和相关服务。
9 Monthly Overdraft Protection Service Saving on the TD Student Chequing Account: Save $60 in 12 months with no monthly fee for the TD Monthly Plan Overdraft Protection service set up on a TD Student Chequing Account (regular $5 monthly fee for Monthly Plan Overdraft Protection)
如要了解有关交易的更多信息以及账户费用和透支保障服务费用的完整列表，请参阅关于我们的账户和相关服务。
10 Refers to the TD Waterhouse Self-Directed Retirement Savings Plan, TD Waterhouse Tax-Free Savings Account, TD Waterhouse Self-Directed Locked-In Retirement Account, TD Waterhouse Self-Directed Retirement Income Fund, TD Waterhouse Self-Directed Life Income Fund, TD Waterhouse Registered Disability Savings Plan, and the TD Waterhouse Self-Directed First Home Savings Account.
11 指道明证券有限公司 (TD Securities Inc.) 自管教育储蓄计划 (RESP)
12 指受到联邦退休金法律管辖的道明宏达理财自管LRSP (锁定退休储蓄账户)。
道明自管投资、道明财富财务策划和道明财富私人投资咨询部均为道明银行下属部门道明宏达理财加拿大有限公司 (TD Waterhouse Canada Inc.) 的分部。
TD简易交易是道明银行子公司TD Waterhouse Canada Inc.下属部门道明自管投资提供的一项服务。
TD Wealth Financial Planning Direct是道明财富财务策划提供的一项服务，后者是道明银行的子公司道明宏达理财加拿大有限公司 (TD Waterhouse Canada Inc.) 的一个附属机构。
道明财富私人全权托管投资部代理道明宏达理财私人全权托管投资有限公司提供的产品和服务，道明宏达理财私人全权托管投资有限公司是道明银行的子公司。
道明财富私人理财服务由道明银行提供。
道明财富私人信托服务由The Canada Trust Company提供。
道明银行集团 (TD Bank Group) 是指道明银行及旗下提供存款、投资、贷款、证券、信托、保险、 其他产品或服务的附属机构。
Interac e-Transfer®为Interac Corp.的注册商标。经许可使用。
® Aeroplan是Aeroplan Inc.的注册商标，经许可使用。
道明银行是TD现金返还Visa*卡的发行机构。
Visa*是Visa International Service Association的注册商标，经许可使用。
WESTERN UNION名称、标识以及由Western Union Holdings, Inc.所有的相关商标和服务标记在美国及许多海外国家注册和/或使用，经许可使用。
® TD徽标和其他商标均为道明银行或其子公司的财产。
